The best cheap cell phone plans in 2024

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There are a variety of cheap cell phone plans that may be worth your while.

Eve Montie/Business Insider

The best cheap cell phone plans offer all of the following criteria without compromise — dependable coverage, fast service speeds, and as much data as you need at affordable prices. Usually, affordable plans come from mobile virtual network operators (or MVNOs) and standalone budget-friendly carriers, and choosing the plan for you will come down to your budget and priorities.

Among the best cheap cell phone plans, it's hard to beat our top pick, US Mobile's Unlimited Starter plan with 35GB of data on either Verizon's or T-Mobile's networks starting at $29/month for a single line, or $23/month with an annual payment. If you want to extend your savings further, we recommend Tello Mobile's Build Your Own plan, which can cost as low as $5/month. 

Our top picks for the best cheap phone plans

Best overall: US Mobile (Unlimited Starter plan) - See at US Mobile

Best true budget plan: Tello Mobile (Build Your Own plan) - See at Tello

Best unlimited plan: Visible Wireless (Visible+ plan) - See at Visible

Best international plan: US Mobile (Unlimited Premium plan) - See at US Mobile

Best overall

US Mobile's Unlimited Starter plan for $29/month is the gold standard in MVNO and budget-friendly plans. It easily meets and exceeds expectations as a value-forward plan with superior and unique features that directly benefit you, the customer.

Like many budget-friendly carriers, US Mobile operates on a major carrier's network. In this regard, US Mobile is unique. Where you typically only have access to one major carrier's network, US Mobile offers the choice between Verizon's or T-Mobile's full network, including their fast high-band 5G networks. You can even switch networks as often as twice a month, so you can try which works best for you for everyday use, whether for coverage or data speeds or for a particular scenario, like traveling. 

US Mobile's Unlimited Starter plan stands alone in offering 35GB of prioritized monthly data.

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Worthy of note, US Mobile's names for Verizon's and T-Mobile's networks are "Warp" and "GSM," respectively. Only the Warp network comes with premium prioritized data, whereas the GSM network includes deprioritized data. However, we can't say we've felt much of an impact from deprioritization in our testing of the GSM or T-Mobile's network, nor can we really tell, as there's no indication or notification specifying as much. 

Whichever network you pick, US Mobile's Unlimited Starter plan price stays the same even if you switch. 

The Unlimited Starter plan's 35GB of high-speed data should be more than enough for the vast majority of users. If you do end up using more than 35GB, US Mobile reduces your data speeds to 1Mbps until the end of the billing cycle, which is significantly faster and more usable than the reduced speeds on other carriers that vary between dubiously slow 40 and 256Kbps speeds. 

To be sure, some carriers like Visible don't reduce speeds at all, no matter how much data you use. Instead, they offer deprioritized data that can potentially slow down without warning when the host network is experiencing congestion. That's a great proposition, but we feel the option to pick which host network works for you, as well as other benefits listed here, are more valuable.

US Mobile offers multi-line discounts, which is also unique among budget-friendly carriers and ideal for families or groups.

You get even more value with the annual payment option, which reduces US Mobile's Unlimited Starter monthly price to $23/month ($276 for the year). And to top it all off, taxes and fees are included, so the price you see advertised is the price you pay. 

Read our full US Mobile review. 

Best true budget plan

The varied plans from Tello Mobile are the cheapest options we can recommend, and they offer the most customization.

With Tello's Build Your Own plan, in particular, you can adjust the minutes and data allotment for each line on your account, making it a great choice to cover the basics for kids, grandparents, students, or anyone who uses a minimum amount of data or is simply on a budget.

Tello's Build Your Own plan could be your most affordable option, depending on how you structure it.

Eve Montie/Business Insider

As you build your plan, you choose your monthly data amount (from no data to 1GB, 2GB, 5GB, 10GB, 15GB, or unlimited) and your monthly minutes (none, 100, 300, 500, or unlimited), the combination of which adds up to $5/month at the cheapest and $25/month at the most expensive. 

The Build Your Own plan is particularly enticing if you want to specify a data allotment on a per-line basis — for example, setting data limits for a kid who just got their first phone while allowing them unlimited minutes. 

Read our full Tello Mobile review.

Best unlimited plan

For truly unlimited data and extensive coverage, Verizon's budget-friendly carrier, Visible Wireless, has an excellent option with its Visible+ plan at $45/month. 

While the Visible+ plan has the highest price point of all the MVNOs we've included in this list, it provides by far the most high-speed monthly data and the closest approximation to "unlimited" data, as it guarantees 50GB of premium prioritized data while your phone is connected to Verizon's basic 5G and LTE networks before you experience any form of data speed deprioritization. The Visible+ plan also offers unlimited premium prioritized data while your phone is connected to Verizon's fast high-band 5G "Ultra Wideband" network. 

The Visible+ plan on Visible Wireless is your best bet for an affordable "unlimited" experience.

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By offering deprioritized data after using up to 50GB of data, you shouldn't notice a difference in data speeds or usability unless you're in an area experiencing heavy network traffic at the specific time you're using your phone. Even if your data is actively being deprioritized, you may not even notice.

For those who use a lot of data and call for a truly unlimited plan, that's an enticing proposition, as some MVNOs and budget-friendly carriers dramatically reduce speeds to frankly unusable speeds until the next billing cycle if you exceed your plan's allotted data. 

The Visible+ plan also provides extended coverage with 5G "Ultra Wideband" areas, though Verizon's standard coverage (and the Visible base plan's coverage) is already very good. Before signing up, check Visible's coverage map to ensure you're covered.  

Visible recently updated its plans with an annual payment option (versus the standard monthly payment option) that reduces the Visible+ plan's price from $45/month to $33/month (totaling $395/year), which is incredible value and should be considered if making an annual payment is an option. 

Read our full Visible Wireless review.

Best international plan

It's surprising that so many budget-oriented carriers and plans have any international features at all, and some have pretty decent ones, too. However, none have anything quite as comprehensive as US Mobile's Unlimited Premium plan. Just make sure to pick or switch to US Mobile's "GSM" network before you set off, as the "Warp" network doesn't include nearly as many international features. 

With US Mobile's Unlimited Premium plan, you get unlimited calling and texting from the US to over 200 countries. If you're traveling abroad to one of the 180 supported countries, you get 5GB or 10GB of data and 500 or 1,000 minutes and texts, depending on the country. (Unfortunately, US Mobile doesn't make it abundantly clear which countries support how much data or how many minutes and texts.)

International features abound with the Unlimited Premium plan on US Mobile's T-Mobile-backed network, GSM.

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If the premium price tag is out of reach, US Mobile's Unlimited Starter plan has similar international features with reduced minutes, texts, and data that might still be enough for your needs — 1GB of data and 150 minutes/texts.

No doubt, at $50/month, US Mobile's Unlimited Premium plan is on the pricier side when thinking about "cheap" cell phone plans, but keep in mind that US Mobile offers an annual payment option that reduces the price to $37.50/month (totaling $450/year).

Alternatively, if you don't need as much domestic data as the Unlimited Premium plan offers in a typical month, you can sign up for US Mobile's Unlimited Starter plan on a monthly basis, so you pay less when you're at home and only upgrade to the Unlimited Premium plan for the month(s) you're traveling. 

Read our full US Mobile review. 

How we test cell phone plans

We thoroughly review each plan we include in our guides.

Eve Montie/Business Insider

In our testing, we spend at least a week with a specific plan from a phone carrier, often longer, and primarily assess the quality of the plan and carrier by the following criteria:

• Plan offerings and flexibility: We consider the pricing and features included in a carrier's range of plans and assess its flexibility in allowing you to switch out of or between plans. 
• Coverage area: For MVNOs, we note the approximate coverage area provided by the network or networks backing a budget carrier and evaluate whether particular locations consistently match their purported coverage type (e.g., 5G or 4G/LTE). 
• Service reliability and speeds: In consistent testing locations, we assess the reliability of phone and video calls, note how fast videos and apps load over cellular data, and, with MVNOs, mark any apparent effects of deprioritization on service speeds.  
• Customer support: We make a holistic assessment of a carrier's customer support system and online (or in-person) user experience for setup, use, and troubleshooting. 

We also take into account secondary considerations such as ongoing discounts and any other notable perks or outstanding features.

What to look for in a cheap cell phone plan

A cheap cell phone plan should suit your budget without compromising on coverage.

Eve Montie/Business Insider

If you aren't in the market for the best cell phone plans from major carriers, you have no shortage of options for spending less on a phone plan, as affordable carriers have proliferated in recent years. 

The best cheap cell phone plan for you will primarily reflect your needs for monthly data and minutes, the constraints of your budget, and the coverage of your local area by the network or networks backing a particular plan. 

We set a few baseline criteria in choosing plans for this guide, in that all the plans listed above cost no more than $50/month and, as with most MVNO plans, do not require a contract.

Before signing up for a service, take a granular look at the coverage map that an MVNO should make readily accessible on their website — marking the US network range of its backing carrier — and appraise the coverage of your location to ensure dependable service.

Best overall

Mint Mobile is our favorite budget carrier across the board, and its three-month plans are a stellar deal for new customers.

Eve Montie/Business Insider

Mint Mobile's prepaid plans for three, six, or 12 months offer affordable options for customers to easily manage all lines on their plan in one place and adjust their data allotments at any time. 

Your best point of entry into the Mint Mobile landscape is its current new customer promotion that sets its three-month plans at the following reduced rates: $15/month for 5GB, $20/month for 15GB, $25/month for 20GB, and $30/month for "unlimited" data, which includes 40GB of high-speed data (subject to deprioritization in congested areas), with slower speeds once you've hit that cap.

The overall experience as a customer is what makes Mint Mobile stand out among the competition. Its user-friendly setup and app experience, readily accessible support and FAQs, and easy-to-understand language make it an easy recommendation in addition to the price point.

However, after your promotional three months are up, any of Mint's 12-month plans will provide the most savings, as the monthly price and data remain the same as the three-month plans. All are great deals; in particular, the 5GB ($15/month) and 15GB ($20/month) plans are well-priced considering the competition.

Consider your data usage patterns before signing up, but know that you can change your plan at any time with no added cost with Mint's excellent app or website.

Read our full Mint Mobile review. 

Best true budget plan

Tello's Build Your Own plan could be your most affordable option, depending on how you structure it.

Eve Montie/Business Insider

The varied plans from Tello Mobile are the cheapest options we can recommend, and they offer the most customization.

With Tello's Build Your Own plan, in particular, you can adjust the minutes and data allotment for each line on your account, making it a great choice to cover the basics for a teen, grandparent, student, or anyone who uses a minimum amount of data or is simply on a budget.

As you build your plan, you choose your monthly data amount (from no data to 500MB, 1GB, 2GB, 5GB, 10GB, or unlimited) and your monthly minutes (none, 100, 300, 500, or unlimited), the combination of which adds up to $5/month at the cheapest and $29/month at the most expensive. 

The Build Your Own plan is particularly nice if you want to specify a data allotment per line — for example, setting data limits for a teen who just got their first phone while allowing them unlimited minutes. 

Read our full Tello Mobile review.

Best unlimited plan

The Visible+ plan on Visible Wireless is your best bet for an affordable "unlimited" experience.

Eve Montie/Business Insider

For high-speed data and extensive coverage, Verizon has your back with Visible Wireless. Our top pick for a budget unlimited plan is Visible's upgraded Visible+ plan, available (until February 14) at a promotional rate of $35/month for up to two years — a $10 monthly discount from its typical $45/month rate.

While the Visible+ plan has the highest price point of all the MVNOs we've included in this list, even with its current promotion, it also provides by far the most high-speed monthly data and the closest approximation to "unlimited" data, as it guarantees 50GB of high-speed data before you experience any form of deprioritization.

Most of the nominally "unlimited" plans from MVNOs — including Visible's base unlimited plan ($25/month) — offer data subject to deprioritization at any time behind the higher-paying customers of the MVNO's backing network. If you're in an area with a lot of network congestion, you could encounter deprioritized speeds at any time on such an "unlimited" plan, but you won't see any deprioritization within your monthly allotment of  50GB of high-speed data on the Visible+ plan.

The Visible+ plan also provides extended coverage with 5G "Ultra Wideband" areas, though Verizon's standard coverage (and the Visible base plan's coverage) is already very good. Before signing up, check Visible's coverage map to ensure you're covered.  

Read our full Visible Wireless review.

Best international plan

Google Fi Wireless' Flexible plan offers the best international options on a budget.

Eve Montie/Business Insider

Google Fi Wireless has three plans at different pay tiers, each offering access to coverage provided by T-Mobile and basic benefits like VPN usage and select smartwatch compatibility. 

The low-tier Flexible plan allows for pay-what-you-use monthly data at $10/GB plus a base monthly rate of $20 per phone line. That's expensive compared to other MNVOs on this list, and Google Fi doesn't come especially recommended if you don't need international features.  

If you need international features, though, Google Fi's Flexible plan includes international roaming for the same price as domestic data usage at $10/GB, so you won't have to worry about being charged an exorbitant price while using your phone internationally. Even if you use more data while you're away, a feature called Bill Protection, unique to the Flexible plan, caps your monthly cost at $80 for a single line to prevent excessive fees from overages. 

Google Fi also offers free texting from the US to over 200 destinations and while traveling internationally.

Given that you have a "Designed for Fi" device (like a Google Pixel phone or a range of other Android phones featured in their list of compatible devices), you might be a great match for Google Fi, particularly if you frequently travel overseas.

Read our full Google Fi Wireless review. 

How we test cell phone plans

We thoroughly review each plan we include in our guides.

Eve Montie/Business Insider

In our testing, we spend at least a week with a specific plan from a phone carrier, often longer, and primarily assess the quality of the plan and carrier by the following criteria:

• Plan offerings and flexibility: We consider the pricing and features included in a carrier's range of plans and assess its flexibility in allowing you to switch out of or between plans. 
• Coverage area: For MVNOs, we note the approximate coverage area provided by the network or networks backing a budget carrier and evaluate whether particular locations consistently match their purported coverage type (e.g., 5G or 4G/LTE). 
• Service reliability and speeds: In consistent testing locations, we assess the reliability of phone and video calls, note how fast videos and apps load over cellular data, and, with MVNOs, mark any apparent effects of deprioritization on service speeds.  
• Customer support: We make a holistic assessment of a carrier's customer support system and online (or in-person) user experience for setup, use, and troubleshooting. 

We also take into account secondary considerations such as ongoing discounts and any other notable perks or outstanding features.

What to look for in a cheap cell phone plan

A cheap cell phone plan should suit your budget without compromising on coverage.

Eve Montie/Business Insider

If you aren't in the market for the best cell phone plans from major carriers, you have no shortage of options for spending less monthly on a phone plan, as affordable carriers have proliferated in recent years. 

The best cheap cell phone plan for you will primarily reflect your needs for monthly data and minutes, the constraints of your budget, and the coverage of your local area by the network or networks backing a particular plan. 

We set a few baseline criteria in choosing plans for this guide, in that all the plans listed above cost less than $50/month and, as with most MVNO plans, do not require a contract.

Before signing up for a service, take a granular look at the coverage map that an MVNO should make readily accessible on their website — marking the US network range of its backing carrier — and appraise the coverage of your location to ensure dependable service.

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